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Nasty gram

I got a nasty gram from dad about the car. In truth, I deserve it. I'm such a dumbass when it comes to finances *sigh* He's demanding that I either refinance with someone else, or that I sell the car. The thing is, I know I can get the payments current and keep them current...I just have to control that impulse buying and stick to a budget. I don't know that my credit is good enough for a refinance, so unless I have another co-signer. *sigh* I'm not sure what to do...but, I do know that I need to make a payment tomorrow, which I was planning on doing anyway. The next few paychecks are going to be really tight - no doubt. If I could just figure out a way to keep on a budget, I'd be okay. Tabs are due, so that comes out of the next paycheck...along with rent and another car payment. I'm such a fuck up sometimes...no wonder he treats me like a little girl.


( 3 comments — Drop A Feather )
Oct. 18th, 2002 04:38 pm (UTC)
Thanks for the reminder, I have to make a car payment tomorrow, too!
Oct. 18th, 2002 06:56 pm (UTC)
Yeah, my roomie Tweek's got spending problems. I dunno, I was raised poor, so I seem to be able to make funds stretch. Perhaps I could offer some tips...?
Oct. 18th, 2002 07:37 pm (UTC)
Stop clubbing yourself in the head, girl, everybody makes mistakes. Especially when it comes to money. I have had nothing BUT problems with Harley since I got to Korea, mainly that I don't get my bills, and for some odd reason they abhor plastic. Bad combination 11,000 miles away, eh? Just let your Dad know you're going to fix the problem, and perhaps get with your bank about auto-paying your car note? As long as your EL checks are going straight there, sounds like a passable solution. Maybe show him a statement from the bank confirming the automatic process setup to reassure him? Dunno, just suggestions. But quit tearin' on yourself, money confuses most of us at some point or another.
( 3 comments — Drop A Feather )

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